Planning your year ahead? It’s essential to know the 2025 bank holiday schedule in India to avoid delays in financial transactions, business operations, or personal travel plans. Whether it’s for submitting documents, visiting branches, or managing payments, knowing when banks will be closed helps you stay ahead.
In India, bank holidays are governed by the Reserve Bank of India (RBI, national laws, and individual state regulations. These holidays are generally classified into:
- National Bank Holidays – Celebrated across the entire country
- State-Specific Bank Holidays – Vary based on regional customs and festivals
- Weekend Holidays – All Sundays and the second and fourth Saturdays of each month
Let’s explore the complete list of bank holidays in 2025—national, monthly, and state-wise—for better financial planning.
National Bank Holidays in India – 2025
These holidays are observed by all banks nationwide:
| Date | Day | Holiday Name |
|---|---|---|
| January 26 | Sunday | Republic Day |
| August 15 | Friday | Independence Day |
| October 2 | Thursday | Gandhi Jayanti |
| December 25 | Thursday | Christmas Day |
India observes national holidays, and on certain days, all banks are closed:
Also Read: The Economic Impact of India’s GST Reform 2025 on Businesses, Consumers, and GDP Growth
Month-Wise Bank Holidays in 2025 (Major Regional & National Days)
A monthly summary of India’s major bank holidays for 2025 can be found here. Keep in mind that these encompass both regional and national holidays.
January 2025
- January 1 (Wed) – New Year’s Day (Regional)
- January 14 (Tue) – Makar Sankranti / Pongal
- January 26 (Sun) – Republic Day
February 2025
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February 26 (Wed) – Maha Shivratri
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March 2025
- March 14 (Fri) – Holi
- March 30 (Sun) – Ugadi / Gudi Padwa
April 2025
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- April 10 (Thu) – Mahavir Jayanti
- April 13 (Sun) – Baisakhi / Vishu
- April 14 (Mon) – Ambedkar Jayanti / Tamil New Year
- April 18 (Fri) – Good Friday
- April 21 (Mon) – Ram Navami
May 2025
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- May 1 (Thu) – Labour Day / Maharashtra Day
- May 12 (Mon) – Buddha Purnima / Eid al-Fitr (date may vary)
June 2025
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June 6 (Fri) – Bakrid / Eid al-Adha (tentative)
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July 2025
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July 6 (Sun) – Muharram (tentative)
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August 2025
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- August 15 (Fri) – Independence Day
- August 27 (Wed) – Ganesh Chaturthi
- August 29 (Fri) – Onam
September 2025
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- September 5 (Fri) – Anant Chaturdashi
- September 27 (Sat) – Vishwakarma Puja
October 2025
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- October 2 (Thu) – Gandhi Jayanti / Durga Puja Begins
- October 6 (Mon) – Maha Navami
- October 7 (Tue) – Dussehra (Vijayadashami)
- October 20 (Mon) – Karva Chauth
- October 21 (Tue) – Diwali
- October 22 (Wed) – Govardhan Puja
- October 23 (Thu) – Bhai Dooj
November 2025
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- November 1 (Sat) – Kannada Rajyotsava / Kerala Piravi
- November 14 (Fri) – Children’s Day / Guru Nanak Jayanti
December 2025
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December 25 (Thu) – Christmas Day
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2025 State-Wise Bank Holidays
States have their own regional holidays in addition to the ones listed above. For instance:
Every Indian state has regional festivals and cultural holidays observed by banks in that region. Here are examples:
- West Bengal – Poila Boishakh (April)
- Tamil Nadu – Pongal (January)
- Kerala – Onam (August/September)
- Maharashtra – Gudi Padwa (March/April)
- Punjab & Haryana – Baisakhi (April)
- Assam – Bihu (April)
- West Bengal – Poila Boishakh (April)
- Tamil Nadu – Pongal (January)
- Kerala – Onam (August/September)
- Maharashtra – Gudi Padwa (March/April)
- Punjab/Haryana – Baisakhi (April)
Customers should constantly verify the RBI announcements or their state’s government holiday list, since these differ from one state to the next.
Weekend Bank Holidays in 2025 (Applicable to All Banks)
According to RBI regulations, all Indian banks will be closed on:
- Every Sunday
- Second Saturday of the month
- Fourth Saturday of the month
This regulation is applicable to banks in the public and private sectors countrywide. Banks remain open on the first, third, and (if applicable) fifth Saturdays.
Why Bank Holidays Matter for You, The Importance of Bank Holidays
You can arrange financial actions like these by being aware of the bank holiday schedule for 2025.
- Transferring or withdrawing substantial sums of money.
- Handling checks, demand drafts, and RTGS/NEFT transactions.
- Organizing EMI schedules, loan payments, and salary credits.
- Avoiding the last-minute long weekend rush at branches.
- On holidays, online banking, UPI, and ATM services are still available, however some requests, such as those pertaining to branch-specific services or check clearance, can take longer than expected.
Important Notes
- In 2025, India will observe four national bank holidays.
- States have different regional holidays, such Tamil Nadu’s Pongal or Kerala’s Onam.
- Additionally, on Sundays and the second and fourth Saturdays, banks will be closed.
- Even during bank holidays, online banking is accessible.
Conclusion
For both people and companies to effectively manage their finances, the 2025 bank holiday list is essential. Knowing when banks are closed guarantees easy money management, whether you’re arranging payments, vacations, or holiday shopping.
For the most up-to-date and accurate information, always refer to your state’s holiday list and the RBI alerts.
FAQs Regarding Indian Bank Holidays in 2025
1. In 2025, how many national bank holidays will there be?
Republic Day (January 26), Independence Day (August 15), Gandhi Jayanti (October 2), and Christmas (December 25) are India’s four national bank holidays in 2025.
2. Will Saturdays be a bank holiday in 2025?
It is true that banks are open on the first, third, and fifth Saturdays of each month. They are closed on all Sundays and the second and fourth Saturdays.
3. Will 2025 bank holidays be able to be used for online banking?
Yes. Holiday bank closures do not affect the functionality of ATMs, UPI, mobile banking, or internet banking.
4. Will 2025 see the same bank holidays in every Indian state?
No. Every state celebrates its own regional holidays in addition to the national ones. For instance, Bihu in Assam, Onam in Kerala, and Pongal in Tamil Nadu.
5. Where can I get the 2025 official list of bank holidays?
In addition to the circulars published by your State Government, you may review the Reserve Bank Of India’s (RBI) official holiday notices on their website.
Conclusion
Being aware of the Bank Holiday List for India in 2025 ensures seamless financial planning—whether you’re handling business operations, managing EMIs, or traveling. Always cross-check with official sources like the Reserve Bank of India and state government portals to stay updated on changes or additional holidays.
Pro Tip: Bookmark this article or download the official holiday list for easy access throughout the year.